When a residential property owner suffers damage resulting in a covered insurance claim, a complexity of mandatory insurance policy obligations and conditions, are required to be completed timely or your coverage may be severely limited or even denied.
For most policyholders, navigating an insurance claim can be a very confusing, emotional, not to mention stressful process. Depending on the size and complexity of the claim, the policyholder may need to secure temporary housing, we will document, prepare, and present these out-of-pocket expenses to make sure your reimbursement is expedited.
Policyholders typically have difficulties quantifying depreciation, distinguishing the appropriateness of replacement versus repair costs, and preparing reimbursement for additional living expenses. In some situations where a damaged item should have been replaced rather than repaired or cleaned, the insurance company may be required to subsequently replace the damaged item even beyond the stated policy limits.